Identity Theft Essay examples
2126 Words9 Pages
In today's society, there is a white-collar crime that has greatly risen in popularity among criminals. This crime is identity theft. Hundreds of thousands of people have their identities stolen each year. Identity theft is when these criminals obtain and use consumers personal information such as credit card numbers, bank account numbers, insurance information, and social security numbers to purchase goods or services fraudulently. According to the Federal Trade Commission, over 1.1 million people were the victim of identity theft. With this number, it is very evident that identity theft is one of the fastest growing crimes in our country. This paper will attempt to more thoroughly define identity theft. It will…show more content…
As one can see, stealing someone?s identity is a very easy thing and can also be done in a number of different ways.
In 1999, an unsuspecting attorney by the name of Rosalie Pugliese was a victim of identity theft. Over a six-week period, not only did the thief run up over sixty-thousand dollars worth of goods and steal credit cards, but also the thief went on to impersonate her victim. In the Post-Gazette on August 26, 1999, staff writer Cristina Rouvalis wrote, ?The fraudulent purchases trickled in at first -- a $2,700 bill on a First Union credit card and a $18.74 AT&T cell phone bill in mid-December. Pugliese canceled both accounts -- which she had never even applied for -- and dismissed them as the work of a petty thief doing Christmas shopping on her dime.? The bills included an $8,000 cash advance at Atlantic City casinos, six thousand dollars worth of jewelry, and a seven thousand dollar Compaq laptop computer, just to name a few. This particular identity thief went above and beyond what most identity thieves do though. ?As investigators would soon discover, Pugliese's evil twin didn't just steal her name to rack up about $60,000 in debt. She stole her whole appearance, they said. She fixed her hair like Pugliese's -- a medium-length blond cut -- and sometimes tied a crisp scarf
Personal Prevention of Identity Theft Essay
886 Words4 Pages
Personal Prevention of Identity Theft
Today in the United States there is a crime that every citizen faces having committed against them and that is the crime of identity theft. Identity theft is the theft of one's personal identifying information such as one's name, address, date of birth, credit card numbers, bank information, and most of all social security number (National Insurance Crime Bureau, 2000). With the modernization of our world it has became easier for would be identity thieves to commit their crime. There are many basic steps that one can do to help prevent themselves from becoming a victim of identity theft.
Identity theft is a growing business in the United States. It is now the most common form of consumer…show more content…
The most vital piece of personal information that one needs to protect is their social security number. Social security numbers exist for the purpose of tracking earnings and for paying benefits and was originally signed into existence by President Franklin Roosevelt. This was enacted so that federal agencies could use social security numbers for their record keeping systems and were not meant to be used by businesses as identifiers, but have taken on this role of identifiers because every person has their own unique number (Bruce, 2003). Because legally no one needs your social security number except government agencies, and a few businesses such as banks, one should be very careful in allowing anyone else to have it.
The fact that each person has their own unique and different social security number is what makes is such a valuable piece of personal information. One must remember that the more people who see your social security number the more susceptible one becomes to identity theft (Bruce, 2003). Thus, the first and most important way to safeguard one's identity from theft is to protect one's social security number and to remember that by law very few businesses have the right to ask you for this number.
One also must be diligent about protecting other personal information, such as credit card information and bank account information. The best ways to protect this type of information is to make sure that all records involving any type of personal